Build credit with your rent payments

See your credit score increase in as few as 10 days by simply reporting your rent.

Get the credit you deserve

Getting started takes just 7 minutes

7 minutes

to enroll

10 days

to credit change

Achieve your next financial objective

BoomReport can help you save interest on major loans and pass screenings and applications that use credit score.

Establishing credit

Reporting rent payments can help consumers who are ‘thin file’ or ‘no file’ start to establish credit.

Car loan

Auto loans are one of the most common objectives of renters who use BoomReport.

Credit card

If you’re looking to make the transition from pre-paid to secured credit card, rent reporting can help you pass the application screening.

Rental screening

Along with your income and criminal history, your credit score is a critical variable landlords look at.

Personal loan

Credit score is a key variable that lenders consider for short-term personal and installment loans.

Mortgage

A high credit score can make the difference between whether homeownership is attainable. Rent reporting is used by some lenders.

Simple, affordable pricing

The most affordable pricing in the industry.

To enroll and report past payments

Includes reporting up to
24 months of past rental history.
Optional after enrollment

To report ongoing payments

Pay your rent with Boom and we will report your ongoing rent payments.

Satisfaction guaranteed

Notify us within 3 days of your credit report being updated for a full refund.

Personal credit specialist

Available by phone and chat to walk you through your score and what to expect.

Free credit score

We guide you to get your free credit score so you can see the BoomReport impact.

No hard credit pull

Enrolling never requires a hard pull that could negatively impact your credit.

See what our members are saying

I’m new to credit so it feels really good seeing that I’m safely increasing my score
- Laurell W
Great Experience! We were able to get approved for house after 3 months of reporting with Boom. Wish someone coulda told us about this years ago! Definitely worth the investment
- Desirae A'ly
Highly recommend them! I was trying to get my new car and my cousin recommended them to get a better loan. My score has shot up 🙂 Great  people to work w as well!
- Alisia Morris
I started using boom 3 months ago and my score is already up 48 points. Customer service is great too!
- Cody Larson

You might be wondering

Is BoomReport for me?

BoomReport is helpful for anyone who has rented within the past 24 months or is renting now and is looking to build or improve credit. BoomReport members typically see a credit score increase anywhere from 5 - 100 points, depending on the individual. It’s impossible to predict the exact impact, but generally the lower your credit score, the bigger the impact you’ll see.

How fast will I see an impact on my credit score?

Approximately 10 days. Once you complete your BoomReport enrollment, your information will be verified within 24 hours if everything is in place. After that, we send your rent history to the credit bureaus every Friday. It takes the bureaus 10-14 calendar days to process the file, and once processed it takes ~48 hours to be reflected in your credit file

Do I qualify to use BoomReport?

You only need three things to use BoomRepot: (1) a valid rental agreement within the past 24 months, (2) a social security number, and (3) a bank account that you use/have used to pay your rent payments, which we can connect to.

How does this work with my landlord?

No landlord interaction is required, except in rare cases. We collect your rental agreement and verify your past rent payments by securely connecting to your bank account. Ongoing rent payments are processed and verified through the Boom app. Only in rare cases when we are unable to verify specific past payments will we need to contact your landlord.
Have additional questions? Check out our FAQs

Ready to take the next step to better credit?

Sign up takes only 7 minutes. No commitment until checkout.
Get Started