Piñata VS. BOOM

Are you a property manager interested in Piñata for rent reporting? If you want to provide real impact to your residents—not limited rent reporting and basic rewards—at a lower cost, Boom is the best solution.


Boom is the first end-to-end software platform for property managers of any size to report rent payments to all three bureaus—Experian, Equifax, and TransUnion.



Despite being a well-known player in rent reporting, Esusu over promises and under delivers on usability, data accuracy, and tri-bureau reporting.



Piñata promotes a rent reporting + rewards package, but in trying to do both, they under deliver while overcharging property managers and renters in the process.


Boom is the first end-to-end software platform for property managers of any size to report rent payments to all three bureaus—Experian, Equifax, and TransUnion.

Let’s get into the details …

Here’s how Boom’s features and benefits stack up against Piñata’s rent reporting offering
Cost Per User
(decreases with scale)
Renter App Rating (iOS, Android)
Renter App Reviews (iOS, Android)
Tri-Bureau Reporting
On-Time Payment Reporting
Delinquent Payment Reporting
Option to Make Lease Requirement
Property Management Portal
Real-time Impact Reporting
Credit Report Tradeline Verification
*With no negative impact for missed payment
Disclaimer: All information was last verified on January 20, 2024. 

To report any incorrect or outdated information, please email us at hello@boompay.app.
Why are property managers choosing Boom over Piñata?

Tri-Bureau Reporting

Despite advertising that they can report to all three bureaus, Piñata only reports to Equifax and TransUnion. Reporting to all three credit bureaus is important, and Boom, a furnisher to Experian, Equifax and TransUnion for years, delivers on this point.

Real Impact, Not Just “Rewards”

Rewards seem great, but if it seems too good to be true, then it probably is. Unfortunately, Piñata’s rewards are basic, non-exclusive discounts that disappoint their users. On the other hand, Boom users that pay rent on time see a 28 point increase to their credit score in 2 weeks–a real impact that makes rent truly rewarding.

Direct PMS Integrations

Boom has the broadest and deepest integration coverage with property management systems. Once integrated, payment and verification workflows can be further simplified with automations—no manual spreadsheet uploads involved!

Full Visibility + Control

Boom’s Partner Platform gives property managers visibility into enrolled renters and ability to verify payments seamlessly. Boom’s Reporting Dashboard measures key impact metrics, like residents’ credit score changes, in real time.

Customizable Resident Benefits Package

Piñata is sold primarily through a third-party vendor for resident benefits packages (RBP), which means there are limited customization options. Boom allows property managers to build a true RBP with flexibility on opt-in/opt-out requirements, cost to residents, and ancillary revenue generation.

Not entirely convinced?
You may be wondering …

Piñata’s website says they report to all three bureaus, but you’re telling me they only report to two?

Boom has transitioned multiple property management portfolios from Piñata to Boom, so the team has seen the data—they only report to two bureaus: TransUnion and Equifax. Oftentimes, when these findings are flagged to the property manager, Boom finds out that they were previously unaware of Piñata’s limited rent reporting.

How would the user experience differ between Boom and Pinata?

With Piñata, property managers don’t have a place to log in and view enrolled renters, rent reporting statuses, or credit impact. Boom offers these features and more via the Boom for Property Managers platform.

Don’t just take our word for it.

“Boom's rent reporting has been a great addition to our offering at Burgan. And the engagement and responsiveness has been A+, from initial onboarding to ongoing support. It's clear that the Boom team is really invested in making sure this is successful for us. Strongly recommend Boom!”


Owner @ Burgan Real Estate

“Reporting rent payments with Boom’s partner portal is so fast and simple! It takes less than 5 minutes of my time each month, and APS is able to help improve credit outcomes with all 3 credit bureaus for our residents. This service will continue to be a core amenity for our residents.”

Leilani K

Administrative Assistant @ Advanced Property Systems

Current Piñata user? Don’t want to go through another onboarding?

We get it! We’ve made the process of switching rent reporting services seamless—all we need is the current rent roll and the contact at the previous furnisher. That’s it, the process takes less than two weeks and Boom will handle everything including:

Resident communications regarding the switch

Switching the furnisher of record with the credit bureaus

Coordination with the prior furnisher

Ready to implement affordable, flexible, and accurate rent reporting?

The Boom team is here to help you every step of the way.