Report your current and past rent payments to Experian, Equifax and TransUnion with Boom
Verify your identity, add your rent details, and connect the bank account that your rent is paid from.
Our tech goes to work to verify your data and report your payments to all 3 credit bureaus. The majority of Boom users are verified in less than 24 hours and reported thereafter. If there are issues, you’ll receive a notification to resolve it.
Your credit report will be updated within as few as 10 days from the time of checkout. Boom continues automatically verifying and reporting your payments on a monthly basis (if you signed up for Ongoing Reporting).
I paid the $50 for past and future rental payments to be reported and in one month my score increased by 127 pts! I was so shocked and pleased. I’ve been telling all my friends and coworkers!
It worked like a speed of light. I subscribed and within 3 days my credit score increased from new (zero) rate to 700+ by reporting 2 years of payments. This helped me when I needed it the most. I am so excited that all my previous rent payments were reported to the credit bureaus which boosted my credit score!
Easy-to-use app. After uploading my lease and supplying my checking account info I waited for an updated credit score to show up on my credit report. Once the rental agreement and checking account was verified, "to prove 2 years of rent payments was coming out of my bank" I received a 108 point credit score increase from Boom, and it only took 3-4 days! This service is amazing!
This app is simply AMAZING! I had no idea I could get credit for paying my rent on-time consistently. Thanks to Boom and my increased credit score, I was able to purchase my first home a few days ago! I’ve told everyone about Boom because DUH! Everyone needs to know!
The app is improving every day! I love how you can now communicate directly with the Boom team in the app instead of waiting for an email. This service is incredible! My credit score went up 100 points and I only paid $25! Totally worth every penny!
The most affordable way to build credit with your rent. A one-time $10 enrollment fee is required to cover verification costs.
Report your monthly rent payments from this month forward.
Report up to 24 months of past rent payment history for maximum impact. Report even if you’ve already moved out.
Boom only reports your on-time payments (within 30 days of due date) that we find in your payment data. Delinquent payments aren't reported.
We sync to your bank transactions and do not need to contact your landlord.
Boom works with all payment types except cash, money orders and cashiers checks. Boom accepts Zelle, Venmo, Cash App, check, ACH, property management portal, and more.
Enrolling never requires any credit pull that could negatively impact your credit.
Boom can report up to 24 months of past rent payments from your current residential lease, as long as you're still renting there.
A rental tradeline is a line-item on your credit report that reflects your rent payment history. Rent payments are not automatically included on your credit report, so a third party is needed to report them. Boom is a credentialed rental payment data furnisher with the three major credit bureaus. Learn more about rental tradelines here: https://intercom.help/boomhelpcenter/en/articles/6139836-what-is-a-rental-tradeline
With Boom, we only report positive payment history. You can still use Boom if you’ve missed a couple rent payments or have been late paying rent. There is no credit check, no hard inquiry — just positive-only payment reporting and a 7-day money-back guarantee.
Your credit report will be updated in as few as 10 days from the time of checkout. While Boom verifies customer data in as few as 48 hours, the credit bureaus can take longer to furnish the data on the credit report. Given the various timelines of the credit bureaus, we suggest waiting up to 30 days from when we verify your customer data to see your credit report updated.
Your roommate can use Boom too! All residents on the lease are eligible for BoomReport as long as there is a formal lease agreement and they are on the lease. All users are required to enroll with their own BoomReport account and all residents need to link a bank account which they use to pay their rent (even if it's to a roommate via Venmo or Cash App). Learn more here: https://intercom.help/boomhelpcenter/en/articles/6139802-can-my-spouse-roommate-sign-up-what-if-they-pay-me-instead
We can report any valid residential lease agreement that is currently active or has been active within the last 12 months, even if you have already moved out. If your lease has expired, but you are now living month-to-month at the same address without a formal lease renewal, this is also acceptable. You can even report multiple leases in the Boom app! Learn more here: https://intercom.help/boomhelpcenter/en/articles/6139800-can-i-report-my-old-or-prior-lease-if-the-lease-is-no-longer-active-valid-and-or-i-ve-already-moved-out
Rent due on the 1st but get paid on the 15th? With Boom, split your rent into installments for a small fee. Improve cashflow, save money, and build credit in the process.
Browse over 500 popular rental groups with Boom. With over 6 million active users, Boom hosts some of the largest rental, subletting, and roommate communities in the world.
Shopping for a car, apartment or credit card? Your credit score matters more than you think. Subscribe and track your credit score with Boom.