Reporting your past payments takes as few as 7 minutes
7 minutes
to enroll
10 days
to credit change
Achieve your next financial objective
BoomReport can help you save interest on major loans and pass screenings and applications that use credit score.
Establishing credit
Reporting rent payments can help consumers who are ‘thin file’ or ‘no file’ start to establish credit.
Car loan
Auto loans are one of the most common objectives of renters who use BoomReport.
Credit card
If you’re looking to make the transition from pre-paid to secured credit card, rent reporting can help you pass the application screening.
Mortgage
A high credit score can make the difference between whether homeownership is attainable. Rent reporting is used by some lenders.
Rental screening
Along with your income and criminal history, your credit score is a critical variable landlords look at.
Personal loan
Credit score is a key variable that lenders consider for short-term personal and installment loans.
Simple, affordable pricing
The most affordable pricing in the industry.
To enroll and report past payments
Includes reporting up to 24 months of past rental history.
Optional after enrollment
To report ongoing payments
Pay your rent with Boom and we will report your ongoing rent payments.
Satisfaction guaranteed
Notify us within 3 days of your credit report being updated for a full refund.
Personal credit specialist
Available by phone and chat to walk you through your score and what to expect.
Free credit score
We provide free before and after credit scores so you can see the BoomReport impact.
No hard credit pull
Enrolling never requires a hard pull that could negatively impact your credit.
See what our members are saying
I’m new to credit so it feels really good seeing that I’m safely increasing my score
- Laurell W
Great Experience! We were able to get approved for house after 3 months of reporting with Boom. Wish someone coulda told us about this years ago! Definitely worth the investment
- Desirae A'ly
Highly recommend them! I was trying to get my new car and my cousin recommended them to get a better loan. My score has shot up 🙂 Great people to work w as well!
- Alisia Morris
I started using boom 3 months ago and my score is already up 48 points. Customer service is great too!
- Cody Larson
You might be wondering
Is BoomReport for me?
BoomReport is helpful for anyone who has rented within the past 24 months or is renting now and is looking to build or improve credit. BoomReport members typically see a credit score increase anywhere from 5 - 100 points, depending on the individual. It’s impossible to predict the exact impact, but generally the lower your credit score, the bigger the impact you’ll see...
Approximately 10 days. Once you complete your BoomReport enrollment, your information will be verified within 24 hours if everything is in place. After that, we send your rent history to the credit bureaus every Friday. It takes the bureaus 10-14 calendar days to process the file, and once processed it takes ~48 hours to be reflected in your credit file
You only need two things to use BoomRepot: (1) a valid rental agreement within the past 24 months or we can verify with your landlord and (2) a social security number
If you have a copy of your rental agreement and pay your rent via check or digital method (e.g. online portal, PayPal, etc.), we do not need to involve your landlord
