Each on time rent payment made with the Boom app builds credit.
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Get the credit you deserve
Getting started takes just 7 minutes
7 minutes
to enroll
10 days
to credit change
Achieve your next financial objective
BoomReport can help you save interest on major loans and pass screenings and applications that use credit score.
Establishing credit
Reporting rent payments can help consumers who are ‘thin file’ or ‘no file’ start to establish credit.
Car loan
Auto loans are one of the most common objectives of renters who use BoomReport.
Credit card
If you’re looking to make the transition from pre-paid to secured credit card, rent reporting can help you pass the application screening.
Rental screening
Along with your income and criminal history, your credit score is a critical variable landlords look at.
Personal loan
Credit score is a key variable that lenders consider for short-term personal and installment loans.
Mortgage
A high credit score can make the difference between whether homeownership is attainable. Rent reporting is used by some lenders.
Simple, affordable pricing
The most affordable pricing in the industry.
To enroll and report past payments
Includes reporting up to 24 months of past rental history.
To report ongoing payments
We report your ongoing rent payments when you pay with Boom.
Personal credit specialist
Available by phone and chat to walk you through your score and what to expect.
Free credit score
We guide you to get your free credit score so you can see the BoomReport impact.
No hard credit pull
Enrolling never requires a hard pull that could negatively impact your credit.
See what our members are saying
I’m new to credit so it feels really good seeing that I’m safely and affordably increasing my score
- Laurell W
Great Experience! We were able to get approved for house after 3 months of reporting with Boom. Wish someone coulda told us about this years ago! Definitely worth the investment
- Desirae A'ly
Highly recommend them! I was trying to get my new car and my cousin recommended them to get a better loan. My score has shot up since I started paying with Boom 🙂 Great people to work w as well!
- Alisia Morris
I started using boom 3 months ago and my score is already up 12 points. Customer service is great too!
- Cody Larson
You might be wondering
Is BoomReport for me?
BoomReport is helpful for any renter seeking to establish or build credit. BoomReport members typically see a credit score increase anywhere from 5 - 100 points, depending on the individual and duration of rent reported. It’s impossible to predict the exact impact, but generally the lower your credit score, the bigger the impact you’ll see.
How fast will I see an impact on my credit score?
Approximately 10 days from your first rent payment with Boom. Once you complete your BoomReport enrollment, your information will be verified within 24 hours if everything is in place. After that, we send rental data to the credit bureaus on an ongoing basis. You'll see your credit score change within 10 days of paying your rent.
Do I qualify to use BoomReport?
You only need three things to use BoomRepot: (1) a valid rental agreement within the past 24 months, (2) a social security number, and (3) a bank account that you use/have used to pay your rent payments, which we can connect to.
How does this work with my landlord?
No landlord interaction is required. We collect and verify your identity and your rental agreement. Following that, rent payments are processed and verified through the Boom app.
