Build credit with your rent payments

Report your rent payments for $2.00 per month. Boom reports to Experian, Equifax and TransUnion.

Report ongoing payments and up to 24 months of prior payments. See your credit score impact in 10 days.
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Boom reports to all three major credit bureaus

How it works

You enroll and Boom does all the work behind the scenes to verify and report your rent payments.
You enroll in 5 minutes
Boom reports your rent payments
You see a score change in 10 days

5 minutes

to enroll

10 days

to credit change

Achieve your next financial objective

BoomReport can help you save interest on major loans and pass screenings and applications that use credit score.

Establishing credit

Reporting rent payments can help consumers who are ‘thin file’ or ‘no file’ start to establish credit.

Car loan

Auto loans are one of the most common objectives of renters who use BoomReport.

Credit card

If you’re looking to make the transition from pre-paid to secured credit card, rent reporting can help you pass the application screening.

Rental screening

Along with your income and criminal history, your credit score is a critical variable landlords look at.

Personal loan

Credit score is a key variable that lenders consider for short-term personal and installment loans.

Mortgage

A high credit score can make the difference between whether homeownership is attainable. Rent reporting is used by some lenders.

Simple, affordable pricing

Choose one option, or both to maximize your credit impact. A one-time $10 enrollment fee is required to cover verification costs.

Report ongoing payments

Report your ongoing rental payments for $2/month when you subscribe for a year or $3/month on a monthly basis. Cancel anytime.

Report past payments

Report up to 24 months of past rental history for the maximum impact.

Personal credit specialist

Available by phone and chat to walk you through your score and what to expect.

Landlord involvement not required

Your landlord does not need to be partnered with Boom nor do we need to involve them.

No hard or soft credit pull

Enrolling never requires any credit pull that could negatively impact your credit.

See what our members are saying

I’m new to credit so it feels really good seeing that I’m safely and affordably increasing my score
- Laurell W
Great Experience! We were able to get approved for house after 3 months of reporting with Boom. Wish someone coulda told us about this years ago! Definitely worth the investment
- Desirae A'ly
Highly recommend them! I was trying to get my new car and my cousin recommended them to get a better loan. My score has shot up since I started paying with Boom 🙂 Great  people to work w as well!
- Alisia Morris
I started using boom 3 months ago and my score is already up 12 points. Customer service is great too!
- Cody Larson

You might be wondering

Is BoomReport for me?

BoomReport is helpful for any renter seeking to establish or build credit. BoomReport members typically see a credit score increase anywhere from 5 - 100 points, depending on the individual and duration of rent reported. It’s impossible to predict the exact impact, but generally the lower your credit score, the bigger the impact you’ll see.

How fast will I see an impact on my credit score?

Approximately 10 days from when your rental data is submitted to the credit bureaus. Once you complete your BoomReport enrollment, your information will be verified within 48 hours if everything is in place. After that, we send rental data to the credit bureaus on an ongoing basis. You'll see your credit report change within 10 days of your data being submitted to the credit bureaus.

Do I qualify to use BoomReport?

You only need three things to use BoomRepot: (1) a valid rental agreement within the past 24 months, (2) a social security number, and (3) a bank account that you use/have used to pay your rent payments, which we can connect to.

How does this work with my landlord?

No landlord interaction is required. We collect and verify your identity and your rental agreement. Following that, rent payments are processed and verified through the Boom app.
Have additional questions? Check out our FAQs

Ready to take the next step to better credit?

Sign up takes only 5 minutes. No commitment until checkout.
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