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Report your current and past rent payments to Experian, Equifax and TransUnion with Boom
Verify your identity, add your rent details, and connect the bank account that your rent is paid from.
Our tech goes to work to verify your data and report your payments to all 3 credit bureaus. The majority of Boom users are verified in less than 24 hours and reported thereafter. If there are issues, you’ll receive a notification to resolve it.
Your credit report will be updated within as few as 10 days from the time of checkout. Boom continues automatically verifying and reporting your payments on a monthly basis (if you signed up for Ongoing Reporting).
The most affordable way to build credit with your rent. A one-time $10 enrollment fee is required to cover verification costs.
Report your monthly rent payments from this month forward.
Report up to 24 months of past rent payment history for maximum impact. Report even if you’ve already moved out.
Boom only reports your on-time payments (within 30 days of due date) that we find in your payment data. Delinquent payments aren't reported.
We sync to your bank transactions and do not need to contact your landlord.
Boom works with all payment types except cash, money orders and cashiers checks. Boom accepts Zelle, Venmo, Cash App, check, ACH, property management portal, and more.
Enrolling never requires any credit pull that could negatively impact your credit.
Boom can report up to 24 months of past rent payments from your current residential lease, as long as you're still renting there.
A rental tradeline is a line-item on your credit report that reflects your rent payment history. Rent payments are not automatically included on your credit report, so a third party is needed to report them. Boom is a credentialed rental payment data furnisher with the three major credit bureaus. Learn more about rental tradelines here: https://intercom.help/boomhelpcenter/en/articles/6139836-what-is-a-rental-tradeline
With Boom, we only report positive payment history. You can still use Boom if you’ve missed a couple rent payments or have been late paying rent. There is no credit check, no hard inquiry — just positive-only payment reporting and a 7-day money-back guarantee.
Your credit report will be updated in as few as 10 days from the time of checkout. While Boom verifies customer data in as few as 48 hours, the credit bureaus can take longer to furnish the data on the credit report. Given the various timelines of the credit bureaus, we suggest waiting up to 30 days from when we verify your customer data to see your credit report updated.
Your roommate can use Boom too! All residents on the lease are eligible for BoomReport as long as there is a formal lease agreement and they are on the lease. All users are required to enroll with their own BoomReport account and all residents need to link a bank account which they use to pay their rent (even if it's to a roommate via Venmo or Cash App). Learn more here: https://intercom.help/boomhelpcenter/en/articles/6139802-can-my-spouse-roommate-sign-up-what-if-they-pay-me-instead
We can report any valid residential lease agreement that is currently active or has been active within the last 12 months, even if you have already moved out. If your lease has expired, but you are now living month-to-month at the same address without a formal lease renewal, this is also acceptable. You can even report multiple leases in the Boom app! Learn more here: https://intercom.help/boomhelpcenter/en/articles/6139800-can-i-report-my-old-or-prior-lease-if-the-lease-is-no-longer-active-valid-and-or-i-ve-already-moved-out
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Rent due on the 1st but get paid on the 15th? With Boom, split your rent into installments for a small fee. Improve cashflow, save money, and build credit in the process.
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Browse over 500 popular rental groups with Boom. With over 6 million active users, Boom hosts some of the largest rental, subletting, and roommate communities in the world.
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